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XRP
RegulatedKNF (MiCA)

How to Buy XRP in Poland

A guide to purchasing XRP in Poland under KNF (MiCA) rules, using PLN.

Recommended for Poland

The Best Way: Bybit

Bybit is our pick for Poland because it supports BLIK and offers competitive fees for XRP trades under KNF (MiCA) rules.

Is it legal to buy XRP in Poland?

Poland ran a lighter-touch VASP registration through KNF; MiCA authorisation supersedes it for any exchange operating in Poland as of the 2026 deadline.

How to fund your account in PLN

BLIKPrzelewy24SEPA bank transfer

How XRP gains are taxed in Poland

A flat 19% capital gains tax applies, reported annually on form PIT-38.

Step-by-Step Instructions

Step 1: Register. Go to the Bybit official site and create an account.

Step 2: Verify ID. Standard EU ID verification; BLIK deposits confirm the linked bank account instantly.

Step 3: Deposit PLN. Go to the “Wallet” section and select “Deposit”. Choose BLIK for the lowest fees.

Step 4: Trade. Search for the pair XRP/PLN (or XRP/USDT) and click “Buy”.

Regulatory information last verified August 2026 — rules change, confirm current status for anything time-sensitive. Not financial or tax advice.

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